If your nest isn’t as full as it once was, or you have more time on your hands in retirement, consider decluttering. Even if downsizing in the near future isn’t part of your desired retirement lifestyle, having less clutter in your living space and better organizing the remaining stuff can help make a world of difference. If you’ve accumulated more possessions than you need over the years, consider these strategies for decluttering your home.
It’s easy for the kitchen to get cluttered with things that don’t belong there, like a book someone was reading at the kitchen table, or important documents that someone put on the counter after they got them from the mailbox. The first step is to remove items that don’t belong in the kitchen. Next, organize what is supposed to be there by how often you use it: Things you use daily can go on top of surfaces, things you use weekly can go in top drawers or at the front of cabinets, and things you use less frequently can go in the harder to reach places.
Take it one clothing type at a time, moving from shoes, to casual wear to business wear. It’s easier to figure out which pairs of jeans to get rid of if you’re looking at all your jeans at once. If there are two items that are very similar to each other, consider donating one of them. As you go through each item, separate into a bins: A bin for dirty laundry, a bin of clothes that need to be repaired or dry cleaned, and a donation bin. If you have trouble deciding what clothes you don’t need, think about if you’ve worn the item in the past year – if not, consider donating it.
Go through old papers to see which you need to keep and which you can throw out. As for financial documents, it’s generally fine to get rid of tax returns and supporting documents after three years. Other important documents can be organized in physical folders, or digitized and stored on a flash drive to save space.
If you’re looking to declutter your finances as well, the professionals at ILG Financial can help by creating a comprehensive retirement plan tailored to you, based on your unique financial situation and goals for the road ahead. Rather than go to multiple professionals for your retirement planning needs, you can get it all done here. To get started, click here to request a complimentary financial review.
** Fixed insurance and annuity product guarantees are subject to the claims paying ability of the issuing company and are not offered or guaranteed by AlphaStar.